OpenAI 整合 Plaid 授權 ChatGPT 直接存取用戶銀行帳戶
openai 推出預覽版，允許美國 pro 使用者透過 plaid 關聯銀行帳戶以獲取個人化理財建議，引發了資料隱私擔憂。
openai introduced a new feature allowing chatgpt to securely read financial data from 12,000 institutions via plaid, targeting 200 million monthly users already asking finance questions. the tool creates a spending dashboard and offers reasoning-based advice on budgeting and major life decisions, marking openai's expansion into sensitive verticals following its health records launch in january. while openai guarantees that the ai cannot move funds or view full account numbers, users must opt-in to data training and face a 30-day lag for data deletion upon request. critics worry about the security implications of openai holding comprehensive financial history given the company's shift toward profitability and the lack of detail on protection against system hacks.