OpenAI, Plaid 통합으로 ChatGPT가 사용자 은행 계좌에 직접 접근하도록 지원
OpenAI가 미국 Pro 사용자가 Plaid를 통해 은행 계좌를 연결해 개인화된 금융 조언을 받을 수 있는 프리뷰를 출시하면서 데이터 프라이버시 우려가 커지고 있습니다.
openai introduced a new feature allowing chatgpt to securely read financial data from 12,000 institutions via plaid, targeting 200 million monthly users already asking finance questions. the tool creates a spending dashboard and offers reasoning-based advice on budgeting and major life decisions, marking openai's expansion into sensitive verticals following its health records launch in january. while openai guarantees that the ai cannot move funds or view full account numbers, users must opt-in to data training and face a 30-day lag for data deletion upon request. critics worry about the security implications of openai holding comprehensive financial history given the company's shift toward profitability and the lack of detail on protection against system hacks.