AI is finally writing the checks: 2026 Evident Index reveals underwriting shift

insurers are fundamentally shifting their ai strategy from back-office efficiency to core business operations, specifically targeting underwriting and capital allocation. data from the 2026 evident ai index shows the sector is embedding ai into workflows that directly influence risk discipline. christian preece, insurance director at evident, states that insurers are moving past competing on ambition to generating real business outcomes. this pivot signals a maturation of enterprise ai where algorithms directly control financial risk.