OpenAI, ChatGPT 은행 계좌 연동 테스트
openai는 미국 pro 구독자를 대상으로 plaid를 통해 은행 계좌를 연동하고 gpt-5.5 thinking 기반의 개인화된 재무 분석을 제공하는 파일럿을 시작했다.
openai rolled out a preview of a personal finance tool for us pro subscribers, syncing with over 12,000 institutions via plaid to provide read-only analysis of spending and investments. the system uses the gpt-5.5 thinking model to track subscriptions, set savings goals, and offer concrete advice, such as suggesting a user could save $705 monthly by adjusting dining and subscription costs. internal benchmarks show gpt-5.5 thinking scored 79 on financial accuracy, significantly outperforming the gpt-5.3 instant model. while the chatbot currently cannot move money, openai plans to add direct actions like credit card applications through a future partnership with intuit.